| Amine Moulay Ramdane <aminer68@gmail.com>: Aug 29 04:24PM -0700 Hello, More of my philosophy about the stock price and about bitcoin and more of my thoughts.. I am a white arab from Morocco, and i think i am smart since i have also invented many scalable algorithms and algorithms.. Microsoft stock price stood in year 2022 at $268.09 According to the latest long-term forecast, Microsoft price will hit $300 by the end of 2022 and then $400 by the middle of 2025. Microsoft will rise to $500 within the year of 2026, $600 in 2027, $700 in 2028, $800 in 2031 and $900 in 2033. Read more here: Microsoft Stock Forecast 2022 - 2025 - 2030 https://coinpriceforecast.com/msft#:~:text=Microsoft%20stock%20price%20stood%20at,2031%20and%20%24900%20in%202033. I think i am highly smart since I have passed two certified IQ tests and i have scored above 115 IQ, and i think that my below thoughts about investments in stocks is valid, since look at the above example at the Mircrosoft stock prices above, the first thing to notice is that it is just a forecast, but as i am saying below that it is too risky, since you have to diversify your investment by for example investing in index funds as i am explaining it below, and second important thing to notice is that the stock price is the current price that a share of stock is trading for on the market , but it looks by analogy like the bitcoin currency, since it also follows demand and supply, but i think that investing in the stocks is better than investing in bitcoin, since there is a return of investment in stocks that also permits you to sell much easily your shares of stock, and i think that this return of investment doesn't exist in bitcoin, also i think bitcoin has still much lesser value. Here is my new proverb: "When you see a giant killer wave coming to swallow you, you have not to waste your time at being pessimistic, but i think you have to know how to beautifully swim so that to survive the giant killer wave. And i think it is my kind of spirit, and notice that it is by logical analogy like my way of being the good vibes that i am talking about below, even if our world is too much pessimistic." More of my philosophy about the good vibes and about Love and more of my thoughts.. I am a white arab from Morocco, and i think i am smart since i have also invented many scalable algorithms and algorithms.. How can we Love when we are no more innocence ? and when we are no more adolescence ? so i think that there is still a beautiful "kind" of Love and it is a kind of Love that comes from the good vibes, and i think that the good vibes also come from a wise spirit, and take for example a look at my following poems that i have invented quickly, and i think that you have to notice the good vibes in them, since i think that i am both showing my good vibes in form of my poems of Love and i am also showing my wise kind of spirit in form of my other poems, and this kind of wise spirit of mine is also like the good vibes of like being good professionalism, and i think that the good vibes also make the good fans (i mean the when you are fan of someone) and attracts customers in business, and it is my way of doing in business, and notice that those good vibes are a first step to a trustworthy relationship, since i can also say that you cannot love without trusting a person. Since i think that trust is the building block of love. Just like how a child trusts her mother and thereby loves her, your partner needs to know that you are trustworthy and won't ditch them in difficult times. This feeling is important for love to sprout and flourish. Trust is also very important for Business Relations in the Arab World, so i invite you to read the following interesting article from the Arab world about it: Al-Ississ: Trust is at the Heart of Business Relations in the Arab World https://www.aucegypt.edu/news/stories/al-ississ-trust-heart-business-relations-arab-world So i invite you to look at my following poems in english and french in the following web link so that to notice my good vibes in them: https://groups.google.com/g/alt.culture.morocco/c/NOpq_uc2gOg More of my philosophy about being a seller of Amazon products and more of my thoughts.. I have just said the following: "I think i am highly smart since I have passed two certified IQ tests and i have scored above 115 IQ, I have quickly taken a look at Amazon profit margin and ROI(Return of investment), and i think by being a sellers of Amazon(or the like) products you can become rich, since you can buy in more quantity so that to lower the price of an Item of Amazon, so it is better for you if you have more money when you start selling Amazon products, and after that i think that you can use Amazon shipment strategy that easy the things for you, and after you make much more money by being a seller of Amazon products, you can invest a part of your money in index funds in stocks that have an average ROI of around 10%, so i think you can become rich by this way of doing, and i think that it is better than Real Estate investment." But i think there is still a problem in the being a seller of Amazon products, and it is that when you are a seller and you buy more quantity of a product so that to lower the price of an Item, there is a "competition" in this process of buying more quantity of a product, like in the process of creativity below, so there can be others that can buy much more quantity than you, so that to lower more than you the price of an Item , so it is i think the problem, so i think so that to be successful as a seller of Amazon products, you have to have much more money when you start selling Amazon products and so that to "also" lower the Risk, also you have to know that in most cases, customers(that i think can be sellers of Amazon products) can request returns within 30 days of receiving their order, and this shows that it is not easy to become rich as i am explaining it below. More of my philosophy about Real Estate investment and about creativity and about stocks and bonds and more of my thoughts.. According to the National Council of Real Estate Investment Fiduciaries (NCREIF), as of Q1 2021 the average 25-year return for private commercial real estate properties held for investment purposes slightly outperformed the S&P 500 Index, with average annualized returns of 10.3% and 9.6%, respectively. Residential and diversified real estate investments also averaged returns of 10.3%, and i think that a good ROI for a rental property is usually above 10%, but 5% to 10% is also an acceptable range. Real estate investing can be lucrative, but it's important to understand the "risks". Key risks include bad locations, negative cash flows, high vacancies, and problem tenants. Other risks to consider are the lack of liquidity, hidden structural problems, and the unpredictable nature of the real estate market, so i think because of the Risks in Real Estate, i think it is in accordance with what i am saying below, so reread it carefully: More of my philosophy about what about creativity and how to get rich and more of my thoughts.. I think i am highly smart since I have passed two certified IQ tests and i have scored above 115 IQ, and as you have just noticed i have just said , read it below, that you can not get easily rich, but as you have just noticed i have not taken into account the factor of creativity, so let us look at what the following web page is saying about creativity: Everyone can be creative https://edu.gcfglobal.org/en/creativity/everyone-can-be-creative/1/ But i think i am highly smart, and i say that what is not saying the above web page, is that creativity is not just creativity , since so that make much more money with your creativity, you have to be also "competition" with the other humans that can be much better than you in the kind of your creativity, so this can lesser the value of your creativity, so then we can not generalize and say that everybody can become rich or easily rich by being creative, and this is in accordance with what i am saying below, so reread it again: More of my philosophy about Benjamin Franklin and about investments.. I am a white arab from Morocco, and i think i am smart since i have also invented many scalable algorithms and algorithms.. I have just looked at the following video about the US. president Benjamin Franklin that talks about the EASIEST way to become rich: https://www.youtube.com/watch?v=-hWbRmkVqhQ I think i am highly smart since I have passed two certified IQ tests and i have scored above 115 IQ, and i am not in accordance with the US. president Benjamin Franklin in the above video, since let us take a look at the following interesting web page of the Investment growth calculator from Fidelity investments in Canada, since i am understanding it easily, and here it is and take a look at it carefully: https://www.fidelity.ca/en/growthcalculator/ But notice that it is asking to put two important informations that are: 1- Rate of return 2- Inflation rate But i think that for the long-term investment, the Inflation rate is not so important, so i think that we have to focus on the "Rate to return", so i am highly smart, and i say that you can not be rich easily, since you can not for example invest in stocks of this or that company since it is so much more risky, so you have to "diversify" correctly by investing in index funds in stocks, since they are much less risky and i think that they have an average of around 10% of rate of return or return of investment, so i think that you can not get rich easily with it, since the Time to grow in the above calculator has to be set to around 40 years or so and this will permit you to have a "good" retirement, but it will not permit you to easily become rich, and i think that the Bond that is a fixed-income instrument that represents a loan made by an investor to a borrower (typically corporate or governmental) is not better in rate of return or return of investment than index funds, so then this shows that it is not easy to get generally rich for the people, and i mean "generally". More of my philosophy about IQ tests and more of my thoughts.. I think i am highly smart, and I have passed two certified IQ tests and i have scored above 115 IQ, but i have just passed more and more IQ tests, and i have just noticed that the manner in wich we test with IQ tests is not correct, since in an IQ test you can be more specialized and above average in one subtest of intelligence than in another subtest of intelligence inside an IQ test, since IQ tests test for many kind of intelligences such as the spatial and speed and calculations and logical intelligence etc., so i think that you can be really above average in logical intelligence, as i am really above average in logical intelligence, but at the same time you can be below average in calculations and/or spatial.., so since an IQ test doesn't test for this kind of specializations of intelligence, so i think it is not good, since testing for this kind specializations in intelligence is really important so that to be efficient by knowing the strong advantages of this or that person in every types of intelligences. And about the importance of specialization, read carefully my following thought about it: More of my philosophy about specialization and about efficiency and productivity.. The previous CEO Larry Culp of General Electric and the architect of a strategy that represented a new turning point in the world corporate strategies, Larry Culp's strategy was to divide the company according to its activities. Something like we are better of alone, seperately and focused on each one's own activity, than together in a large conglomerate. And it is a move from integration to specialization. You see it is thought that a company always gains economies of scale as it grows, but this is not necessarily the case, since as the company gains in size - especially if it engages in many activities - it also generates its own bureaucracy, with all that entails in term of cost and efficiency. And not only that, it is also often the case that by bringing together very different activities, strategic focus is lost and decision-making is diluted, so that in the end no one ends up taking responsability, it doesn't always happen, but this reasons are basically what is driving this increasing specialization. So i invite to look at the following video so that to understand more about it: The decline of industrial icon of the US - VisualPolitik EN https://www.youtube.com/watch?v=-hqwYxFCY-k And here is my previous thoughts about specialization and productivity so that to understand much more: More about the Japanese Ikigai and about productivity and more of my thoughts.. Read the following interesting article about Japanese Ikigai: The More People With Purpose, the Better the World Will Be https://singularityhub.com/2018/06/15/the-more-people-with-purpose-the-better-the-world-will-be/ I think i am highly smart, so i say that the Japanese Ikigai is like a Japanese philosophy that is like the right combination or "balance" of passion, vocation, and mission, and Ikigai and MTP, as concepts, urge us to align our passions with a mission to better the world, but i think that Japanese Ikiai is a also smart since it gets the "passion" from the "mission", since the mission is also the engine, so you have to align the passion with the mission of the country or the global world so that to be efficient, and Japanese Ikigai is also smart since so that to higher productivity and be efficient, you have to "specialize" in doing a job, but so that to higher more productivity and be more efficient you can also specialize in what you do "better", and it is what is doing Japanese Ikigai, since i think that in Japanese Ikigai, being the passion permits to make you specialized in a job in what you do better, and here is what i have just smartly said about productivity: I think i am highly smart, and i have passed two certified IQ tests and i have scored above 115 IQ, and i will now talk about another important idea of Adam Smith the father of economic Liberalism, and it is about "specialization" in an economic system, since i say that in an economic system we have to be specialized in doing a job so that to be efficient and productive, but not only that, but we have to specialize in doing a job in what we do better so that to be even more efficient and productive, and we have to minimize at best the idle time or the wasting of time doing a job, since i can also say that this average idle time or wasting time of the workers working in parallel can be converted to a contention like in parallel programming, so you have to minimize it at best, and you have to minimize at best the coherency like in parallel programming so that to scale much better, and of course all this can create an economy of scale, and also i invite you to read my following smart and interesting thoughts about scalability of productivity: I will talk about following thoughts from the following PhD computer scientist: https://lemire.me/blog/about-me/ Read more carefully here his thoughts about productivity: https://lemire.me/blog/2012/10/15/you-cannot-scale-creativity/ And i think he is making a mistake in his above webpage about productivity: Since we have that Productivity = Output/Input But better human training and/or better tools and/or better human smartness and/or better human capacity can make the Parallel productivity part much bigger that the Serial productivity part, so it can scale much more (it is like Gustafson's Law). And it looks like the following: About parallelism and about Gustafson's Law.. Gustafson's Law: |
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